Your Online Transactions, Now Safer Than Ever
Our AI-powered platform delivers unmatched security, transparency, and efficiency for all your escrow needs.
Trust Score High.
Low Risk
Fraud Protection
100% guaranteed
Payment Secured
Verified by Finaive
Securely Buy & Sell Online Without Fear of Scams
Finaive is an AI-powered escrow platform that protects buyers and sellers from fraud. Whether you're a freelancer, business, or digital vendor, we ensure safe payments, real-time verification, and total peace of mind.
Pay Anyone, Anywhere – Instantly & Safely
Lower fees. Faster transactions. No fear of scams or chargebacks, just secure payments you can trust.
Transaction Created
Share the transaction via the URL or QR code so that the Seller can agree to the terms.
Real-Time AI Fraud Detection
Find trusted sellers, all verified by Finaive. Our AI powered marketplace helps you connect with reliable parties based on reputation, trust score, and past performance.
Multi-Currency & Support
Go global with seamless payments in multiple currencies and cryptocurrencies. Finaive supports fiat and digital currencies so you can buy, sell, and escrow across borders.
AI-Powered Marketplace
Find trusted sellers, all verified by Finaive. Our AI powered marketplace helps you connect with reliable parties based on reputation, trust score, and past performance.
Smart Dispute Resolution Center
Our built-in resolution system offers guided conflict management, response deadlines, evidence uploads, and transparent decisions, all handled within the platform for a smooth, trustworthy experience.
Get Started with Finaive in Minutes
Finaive secures your transactions from start to finish, powered by AI, built on trust.
Buyer and Seller agree to terms
The buyer and seller define the transaction terms on Finaive.
Secure Payment Deposit
The buyer deposits funds into a protected Finaive escrow wallet.
Seller Deliver the goods or services
The seller fulfills their end of the deal, delivering the product or service as agreed.
Buyer Verification & Approval
The buyer inspects the delivered product or service and confirms satisfaction.
Payment Released to Seller
Once approved, Finaive releases the funds instantly to the seller's wallet.
Achieve growth and profits in any industry.
Finaive adapts to your business, whether you're in eCommerce, freelancing, real estate, logistics, or high-ticket peer-to-peer trades. Our AI escrow system ensures trust, speed, and fraud protection across every transaction.
Real Estate
Why Finaive is Built for This Moment
In a world of deepfakes, chargebacks, and vanishing vendors, trust is no longer optional, it’s everything. Finaive exists to make every transaction feel safe, verified, and effortless.
AI That Thinks Like a Human — But Faster
Our intelligent engine instantly reviews behavioral patterns, transaction data, and third-party signals to detect risks before they cost you money.
Secure, Not Expensive
You shouldn’t have to choose between affordability and protection. With Finaive, you get both, smart escrow services at a fraction of traditional costs.
Full Control, Start to Finish
From deposit to delivery, see everything in real-time. Get notified when payments land, milestones are hit, or disputes arise, all from your Finaive dashboard.
People love us!
Don’t just take our word for it. From business owners to freelancers to customers, people across industries trust Finaive to secure their most important transactions.
We finally stopped losing money - Before Finaive, we dealt with late payments, scams, and refund chaos. Since signing up on Finaive, we’ve seen a 5X boost in user confidence and trust and 60% increase in sales.
Finaive’s AI saved us from a major scam - A buyer tried to game the system. Finaive’s AI flagged the transaction instantly. It’s like having a fraud detective built into our payment flow.
"Now I get paid without fear."
“As a freelance dev, I used to worry about getting paid. With Finaive, my clients deposit funds into escrow, and I deliver stress-free. I’m finally working with peace of mind.”
Join the Finaive Circle — Africa’s Biggest Transaction Community
Learn. Connect. Get Paid Securely.
Whether you’re in Lagos, Accra, Nairobi, or Cape Town, you're not alone. Welcome to Finaive Circle, a fast-growing online community for freelancers, business owners, digital hustlers and manufacturers in China who are serious about growth and fraud-free payments.
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Learn how to avoid scams in cross-border trade
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Connect with trusted freelancers, vendors, and importers
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Join free sessions on “How to Escrow Like a Pro”
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Get featured in our “Africa’s Trusted Hustlers” stories.
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Win vouchers, data gifts, and community-only giveaways
Be among the first 1,000 users to unlock early access and community bonuses.
How can we help you today?
From your first transaction to resolving a complex dispute, we’ve got your back. Our help center is built to answer your questions and guide you every step of the way.
Explore step-by-step guides, tips, and expert answers tailored for your journey.
Still stuck or need human support?
Talk to real humans who care about your success. Whether it’s a failed payment, suspicious activity, or you’re just confused—we’re one click away.
It costs nothing to ask questions—just say Hi👋
