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Transact with Confidence.

Whether you're buying, selling, freelancing, or importing, Finaive Escrow protects your money until both sides are satisfied.

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Trust Score High.
Low Risk

Fraud Protection
100% guaranteed

Payment Secured
Verified by Finaive

Securely Buy & Sell Online Without Fear of Scams

Finaive is an AI-powered escrow platform that protects buyers and sellers from fraud. Whether you're a freelancer, business, or digital vendor, we ensure safe payments, real-time verification, and total peace of mind.

Pay Anyone, Anywhere – Instantly & Safely

Lower fees. Faster transactions. No fear of scams or chargebacks, just secure payments you can trust.

Transaction Created

Share the transaction via the URL or QR code so that the Seller can agree to the terms.

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Real-Time AI Fraud Detection

Find trusted sellers, all verified by Finaive. Our AI powered marketplace helps you connect with reliable parties based on reputation, trust score, and past performance.

Trust Score
89%
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Multi-Currency & Support

Go global with seamless payments in multiple currencies and cryptocurrencies. Finaive supports fiat and digital currencies so you can buy, sell, and escrow across borders.

Sent
80,000 NGN
Processed
1248 YEN

AI-Powered Marketplace

Find trusted sellers, all verified by Finaive. Our AI powered marketplace helps you connect with reliable parties based on reputation, trust score, and past performance.

Product Match Found
580
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Smart Dispute Resolution Center

Our built-in resolution system offers guided conflict management, response deadlines, evidence uploads, and transparent decisions, all handled within the platform for a smooth, trustworthy experience.

Dispute Resolved! Funds Refunded
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Fathim Mustapha
Zhang Xiu - Ying

How Finaive Escrow Works 

Finaive secures your transactions from start to finish

01

Buyer and Seller agree to terms

The buyer and seller define the transaction terms on Finaive.

02

Secure Payment Deposit

The buyer deposits funds into a protected Finaive escrow wallet.

03

Verified Delivery

Seller ships through our Terminal Africa integration or completes service milestones. Both parties can track progress in real time.

04

Confirmation and Release

Once delivery or service is confirmed, Finaive releases payment automatically.

*If an issue arises, AI and human reviewers handle the dispute swiftly and fairly.

Payment Secured
Verified by Finaive

Achieve growth and profits
in any industry.

Finaive adapts to your business, whether you're in eCommerce, freelancing, real estate, logistics, or high-ticket peer-to-peer trades. Our AI escrow system ensures trust, speed, and fraud protection across every transaction.

Real Estate

Close property deals 90% faster with smart escrow automation.
Built-in compliance checks and secure documentation flow.
Reduce fraud in land and house sales with verified disbursements.
Your Trusted Middleman for Big Deals

Join the Finaive Circle — Africa’s Biggest Transaction Community

Learn. Connect. Get Paid Securely.
Whether you’re in Lagos, Accra, Nairobi, or Cape Town, you're not alone. Welcome to Finaive Circle, a fast-growing online community for freelancers, business owners, digital hustlers and manufacturers in China who are serious about growth and fraud-free payments.

  • Learn how to avoid scams in cross-border trade

  • Connect with trusted freelancers, vendors, and importers

  • Join free sessions on “How to Escrow Like a Pro”

  • Get featured in our “Africa’s Trusted Hustlers” stories.

  • Win vouchers, data gifts, and community-only giveaways

Be among the first 1,000 users to unlock early access and community bonuses.

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Download our app now for secure and seamless transactions!

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Download our app now for secure and seamless transactions!

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